First Mortgage Bounced Check Fees

Full Article: Show: Summary
 

First Mortgage Bounced Check Fees

Maximum Bounced Check Fees -- Checks for First Mortgage Payments
    
StateMaximum
Charge		CommentsAdditional Civil Penalty
Alabama$25  
Alaska$25  
Arizona$25Plus actual costs 2 X check amount plus collection costs
Arkansas$20  
California$25  3 X check amount to $1,500
Colorado$20 3 X check amount
Connecticut$20  
Delaware "Reasonable"3 X check amount plus $500
DC No regulation 
Florida$40 or 5%Whichever is greater 
Georgia$25 or 5%Whichever is greater 
Hawaii No regulation3 X check amount to $500
Idaho$20  
Illinois$25Or "reasonable", if greater 
Indiana$0 3 X check amt to $250, plus $500 collection cost
Iowa$20 or 5%Whichever is greater$50
Kansas$30 3 X check amt to $500, plus collection costs
Kentucky$15Or actual cost, if greater 
Louisania$15 or 5%Whichever is greater 
Maine No regulationCollection costs, plus $50
Maryland$25  
Massachusetts No regulation$500
Michigan$25  
Minnesota$20Or actual cost to $30$100
Mississippi$30 Varies with check amount
Missouri$15Plus actual costs3 X check amount plus attorney fees
Montana$30  
Nebraska  $10 plus "reasonable" bank charges
Nevada$0 3 X check amount plus $500
New Hampshire$25As per note 
New Jersey$0Not allowed 
New Mexico As per note 
New York$20  
North Carolina$25OR fees plus damages to $500 
North Dakota$20 3 X check amount to to $100
Ohio$20Plus actual costs 
Oklahoma$10  
Oregon$25Or actual cost if less 
Pennsylvania$20  
Rhode Island$25  
South Carolina$25  
South Dakota$30  
Tennessee$20 "Damages"
Texas$25  
Utah$20 Check amount plus collection costs
Vermont "Actual cost and expenses"Check amount plus collection costs
Virginia No regulation 
Washington "Reasonable" costs 
West Virginia$15  
Wisconsin$15  
Wyoming$25