Can you recommend a company specializing in mortgage modifications?
No, we're not in a position to do that. You should know that "loan mod scammers" are everywhere; before you consider even talking to one you should read this warning from the FTC: http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea16.shtm
After that, why not check out the new site from Fannie Mae --
http://www.knowyouroptions.com/ -- which will help guide you through the process... including ways to get in touch with HUD-backed housing counselors who can help.
Also, there's always http://www.makinghomeaffordable.gov - the original location to find help and resources.
More help from HSH.com
Mortgage Rates Radar 08/23/2016: Mortgage rates show little movementHSH.com releases its latest Weekly Mortgage Rates Radar showing another period of virtually no change in popular mortgage rates in the seven-day period ending August 23, as financial markets are quiet as the summer winds toward its unofficial close. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).
Metro area definitionsMetro area definitions for the 27 metropolitan areas in "The salary you must earn to buy a home in 27 metros"
The salary you must earn to buy a home in 27 metrosHere’s how much salary you would need to earn in order to afford the median-priced home in your city.
Mortgage Rates Radar 08/16/2016: Mortgage rates in slight retreat againHSH.com releases its latest Weekly Mortgage Rates Radar showing a small dip in popular mortgage rates during the seven-day period ending August 16, as markets seem to be mostly stuck in neutral as of late. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).
How to turn your home into a short-term rental