Q: How can I find if I am qualified for a HUD refund?
A: Presuming you mean "refund of mortgage insurance premiums paid into the FHA self-insurance pool," HUD makes this pretty easy.
To find out if you are eligible, you'll want to check out this FHA Homeowners Fact Sheet which spells out all the details on how refunds are determined and processed.
If you think you are eligible based on the criteria, then you'll want to browse HUD’s “Does HUD Owe You a Refund?” page, which will provide you a place to enter your last name or FHA case number to see if you are due a refund.
For even more information, be sure to read “Find out if HUD owes you a refund.”
A 25-year expert observer of the mortgage and consumer debt markets, Keith Gumbinger has been cited in thousands of articles covering a wide range of consumer finance and economic topics in outlets ranging from the Wall Street Journal to the Bottom Line newsletters. He has been a featured guest on national broadcasts for CNN, CNBC, ABC, CBS and NBC television networks and has been heard on NPR and other national and local radio programs. Keith is the primary researcher and writer for HSH.com's MarketTrends newsletter and has authored or co-authored a number of consumer guides on mortgages, home equity, refinancing and more.