If I want to remove or add a name to home loan is this only possible during refinancing? Also, are there any restrictions on removing/adding a name to home loan?
In general, the only way to remove a name from your mortgage
will be to refinance or pay off the debt. This is also true
when trying to add names to the mortgage. Lenders will not
add nor remove names from such an obligation without the
opportunity to ensure that the other borrowers have the ability to pay.


