Q: Do I use HSH.com's amortization calculator to see the effect of prepaying my mortgage?
A: While the amortization calculator is a great tool, it can only do simple prepayment schemes. If you have plans on making irregular or occasional prepayments, you'll want to download HSH.com's free Homebuyer's Calculator Suite, which allows for more complicated prepayment methods -- changing amounts, occasional or infrequent extra payments, and more.
I want to prepay my mortgage
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When do you predict the housing market to turn around?
There are already signs that pockets here and there are starting to recover. -
Why didn’t my bank notify me of my reduced HELOC?
If you mean "advance notification," the answer would be "no." -
How do I get answers regarding CAIVRS?
HSH.com's article, “On the feds' deadbeat database? Here's how to get off it,” explains what CAIVRS is, why you may be on it, and how to get off it. -
Can I lower my interest rate without refinancing?
In general, lenders require borrowers to refinance in order to lower their mortgage rate. However, there is another way to lower your mortgage rate without refinancing: a loan modification.
