Federal regulations are of course all posted in the Federal Register. The Federal Reserve is generally in charge of them, but mortgage regulations are presently enforced by a hodgepodge of agencies (FRB, OCC, OTS, FTC, FDIC, FFIEC and others, depending upon the regulation in question).
There are any number of mortgage compliance firms which keep track of these things for professionals, but a good place to start would be the Federal Reserve (www.FederalReserve.gov) If you have a specific regulation in mind (Home Mortgage Disclosure Act, Truth in Lending, Home Owners Equity Protection Act, Community Reinvestment Act, etc) it would be good to use those specific regulations in any search you conduct).
Is there a website which tracks Federal mortgage regulations?
Recommended Reading
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Are reverse mortgage interest rates fixed or variable?
If you are a homeowner age 62 or older and have equity in your home, you may be considering a reverse mortgage as a way to boost your retirement income. -
Can I get forbearance for my mortgage?
The answer is "possibly." -
Haven't paid HOA fees. They are suing me. Can they foreclose?
It depends on the language of your HOA's bylaws. They may have the right to "foreclose" on your property, but it is more likely they will place a lien against your home. -
Can I refinance with an LTV above 80 percent?
The short answer is "yes," you can get a loan in excess of 80 percent loan to value (LTV) in a refinance transaction. -
Living on investment income. Can we refinance our Jumbo mortgage?
Have you talked to your investment advisor (if you have one)? Some firms will make mortgages for clients with different rules than those you'll find in the open market.
