Shop around. Of course, it all depends upon what you're looking for, whether it's a new or used car, and how strong your credit is. Factory- or dealer-sponsored financing can at times be as low as 0% interest for models they are trying to clear off their lots. Other than that, you'll want to check with local banks and thrifts and especially any credit union you might be eligible to join. Don't be afraid to ask questions, and make sure that you consider more than just the monthly payment, which can mask surprisingly high interest rates.
Where can I get a good car loan?
Recommended Reading
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The plumbing in my home is failing. Is there help?
You should first check with your homeowner's insurance company to see how much of any damage might be covered. -
When do you predict the housing market to turn around?
There are already signs that pockets here and there are starting to recover. -
Why didn’t my bank notify me of my reduced HELOC?
If you mean "advance notification," the answer would be "no." -
How do I get answers regarding CAIVRS?
HSH.com's article, “On the feds' deadbeat database? Here's how to get off it,” explains what CAIVRS is, why you may be on it, and how to get off it. -
Can I lower my interest rate without refinancing?
In general, lenders require borrowers to refinance in order to lower their mortgage rate. However, there is another way to lower your mortgage rate without refinancing: a loan modification.
