Manufactured Housing Resource Center
Manufactured Housing Resource Center
What is "Manufactured Housing"?
Manufactured housing refers to homes and dwellings which aren't 'stick-built' (constructed at the site), but which are built off-site (usually in a factory) and trucked to the building lot where they are installed or assembled. Manufactured housing includes modular, panelized, pre-cut, and mobile homes.
Manufactured homes are built in accordance with Federal standards known as the HUD Code, which regulates manufactured home design and construction, strength and durability, fire resistance, and energe efficiency. The code also mandates wind resistance of manufactured homes in areas prone to hurricane-force winds.
The Manufactured Housing Institute is a nonprofit trade group which represents MH builders, retailers, lenders, site developers, and others. Their Web site offers a variety of resources for those who want to learn about factory-built housing. You can use the MHI Membership Directory to find a manufacturer, retailer, financial service, community, or state association in your area. There are also online articles on understanding and buying a manufactured (or "factory-built") home.
The MHI also sponsors a consumer site, www.factorybuilthousing.com, which also provides consumer information and allows visitors to shop for a new home.
Some manufactured housing Fast Facts:
- In 2001, one out of 7.5 new single-family housing starts were manufactured homes.
- In 2000, 22 million Americans (about 8.0 percent of the U.S. population) lived full-time in 10.0 million manufactured homes.
- The average sales price of a manufactured home was $48,800 in 2001. (Single-section homes average $30,700, while multi-section homes average $55,100.)
- All manufactured homes are built to the 28-year-old federal HUD Code, with each home going through a rigorous inspection process before being certified and sold.
- Start your education with "How to Buy a Manufactured Home," written by the MHI in cooperation with the Federal Trade Commission.
- The Manufactured Housing Global Network bills itself as "the central location for the manufactured housing industry." It offers consumer tips, publications, and lots of links to other sites of interest.
- Another source of info is the Manufactured Home Networkwith a variety of info on MH retailers and manufacturers, "netifides" (net classifieds) for a variety of goods & services, a loan calculator, and more.
- We like the Manufactured Homes Site-- it's full of advice, tips, how-to articles, and resources.
- Many states have trade organizations to educate and assist you.
- Ohio buyers can visit the Ohio Manufactured Housing Assocation.
- The Michigan Manufactured Housing Associationhas a very comprehensive searchable data base of manufacturers, retailers, lenders, and support industries in Michigan and the upper midwest.
- Other state trade orgs are encouraged to contact us for a free listing.
- Manufactured Housing Today is a trade magazine, but it offers some consumer info as well.
More help from HSH.com
Mortgage Rates Radar 08/23/2016: Mortgage rates show little movementHSH.com releases its latest Weekly Mortgage Rates Radar showing another period of virtually no change in popular mortgage rates in the seven-day period ending August 23, as financial markets are quiet as the summer winds toward its unofficial close. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).
Metro area definitionsMetro area definitions for the 27 metropolitan areas in "The salary you must earn to buy a home in 27 metros"
The salary you must earn to buy a home in 27 metrosHere’s how much salary you would need to earn in order to afford the median-priced home in your city.
Mortgage Rates Radar 08/16/2016: Mortgage rates in slight retreat againHSH.com releases its latest Weekly Mortgage Rates Radar showing a small dip in popular mortgage rates during the seven-day period ending August 16, as markets seem to be mostly stuck in neutral as of late. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).
How to turn your home into a short-term rental