We research, you save.
Got Questions On Rates? (855) 610-2972

Buying a home this holiday season? Here are a few holiday homebuying tips and hints you should know!

First Mortgage Bounced Check Fees


First Mortgage Bounced Check Fees

Maximum Bounced Check Fees -- Checks for First Mortgage Payments    StateMaximum
CommentsAdditional Civil PenaltyAlabama$25  Alaska$25  Arizona$25Plus actual costs2 X check amount plus collection costsArkansas$20  California$25 3 X check amount to $1,500Colorado$20 3 X check amountConnecticut$20  Delaware "Reasonable"3 X check amount plus $500DC No regulation Florida$40 or 5%Whichever is greater Georgia$25 or 5%Whichever is greater Hawaii No regulation3 X check amount to $500Idaho$20  Illinois$25Or "reasonable", if greater Indiana$0 3 X check amt to $250, plus $500 collection costIowa$20 or 5%Whichever is greater$50Kansas$30 3 X check amt to $500, plus collection costsKentucky$15Or actual cost, if greater Louisania$15 or 5%Whichever is greater Maine No regulationCollection costs, plus $50Maryland$25  Massachusetts No regulation$500Michigan$25  Minnesota$20Or actual cost to $30$100Mississippi$30 Varies with check amountMissouri$15Plus actual costs3 X check amount plus attorney feesMontana$30  Nebraska  $10 plus "reasonable" bank chargesNevada$0 3 X check amount plus $500New Hampshire$25As per note New Jersey$0Not allowed New Mexico As per note New York$20  North Carolina$25OR fees plus damages to $500 North Dakota$20 3 X check amount to to $100Ohio$20Plus actual costs Oklahoma$10  Oregon$25Or actual cost if less Pennsylvania$20  Rhode Island$25  South Carolina$25  South Dakota$30  Tennessee$20 "Damages"Texas$25  Utah$20 Check amount plus collection costsVermont "Actual cost and expenses"Check amount plus collection costsVirginia No regulation Washington "Reasonable" costs West Virginia$15  Wisconsin$15  Wyoming$25  

More help from HSH.com

  • The salary you must earn to buy a home in 50 metros

    Here’s how much salary you would need to earn in order to afford the median-priced home in your metro area.
  • 10 metros where a home costs about $1,000/month

    HSH.com identifies 10 metro areas where you can afford the principal, interest, taxes and insurance payments on a median-priced home for only around $1,000 per month.
  • Why is my lender asking for so much documentation?

    We're looking to refinance our primary home. We own rental properties and the potential lender wants to know everything...
  • Should I consider my home an “asset”?

    The answer is "yes", or even "maybe" or "it can be", usually modified by "but not right away, if ever." When it comes to the financial aspect of homeownership, the answer is rarely simple.
  • Are there drawbacks to buying a 50-year old house?

    Compared to newer stock, buying an older home can pose different challenges, but whether or not there are drawbacks depend on your choices and needs... and on those of the people who owned it before you.