dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

A History of Conforming (Fannie/Freddie) Loan Limits

HSH.com

A History of "Conforming" (FNMA/FHLMC) Loan Limits

Every year, new loan limits are announced for mortgage loans which may be purchased by the Federal National Mortgage Association (FNMA, or Fannie Mae) and the Federal Home Loan Mortgage Corporation (FHLMC, or Freddie Mac). Fannie Mae and Freddie Mac are the two largest "secondary market" agencies -- corporations which purchase closed loans from mortgage lenders.

The last column refers to the loan amount column (abbreviated MAX AMT) which appears in HSH's consumer and professional reports on the mortgage market.

Click here for the current year and further explanation.

YearOne
Family ($)
Two
Family ($)
Three
Family ($)
Four
Family ($)
As Listed
In HSH Reports
2016417,000533,850645,300801,950417
2015417,000533,850645,300801,950417
2014417,000533,850645,300801,950417
2013417,000533,850645,300801,950417
2012417,000533,850645,300801,950417
2011417,000533,850645,300801,950417
2010417,000533,850645,300801,950417
2009417,000533,850645,300801,950417
2008417,000533,850645,300801,950417
2007417,000533,850645,300801,950417
2006417,000533,850645,300801,950417
2005359,650460,400556,500691,600359
2004333,700427,150516,300641,650333
2003322,700413,100499,300620,500322
2002300,700384,900465,200578,150300
2001275,000351,950425,400528,700275
2000252,700323,400390,900485,800252
1999240,000307,100371,200461,350240
1998227,150290,650351,300436,600227
1997214,600274,550331,850412,450214
1996207,000264,750320,050397,800207
1995203,150259,850314,100390,400203
1994203,150259,850314,100390,400203
1993203,150259,850314,100390,400203
1992202,300258,800312,800388,800202
1991191,250244,650295,650367,500191
1990187,450239,750289,750360,150187
1989187,600239,950290,000360,450187
1988168,700215,800260,800324,150168
1987153,100153
1986133,250133
1985115,300115
1984114,000114
1983108,300108
1982107,000136,800165,100205,300107
198198,500126,000152,000189,00098
198093,75093

 

Note: Maximum loan amounts are 50% higher in Alaska and Hawaii.

Source: FHFA, FNMA, FHLMC

More help from HSH.com

  • Mortgage Rates Radar 05/24/2016: Mortgage rates see upward bump

    HSH.com releases its latest Weekly Mortgage Rates Radar showing a small increase in popular mortgage rates during the seven-day period ending May 24, as minutes from the most recent Federal Reserve meeting suggests that a change in short-term rates may come sooner than later. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).
  • The salary you must earn to buy a home in 27 metros

    Here’s how much salary you would need to earn in order to afford the median-priced home in your city.
  • Mortgage Rates Radar 05/17/2016: Mortgage rates flat

    HSH.com releases its latest Weekly Mortgage Rates Radar showing virtually no movement in popular mortgage rates during the seven-day period ending May 17, as financial markets are mostly directionless at the moment. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).
  • Mortgage Rates Radar 05/10/2016: Mortgage rates wander downward

    HSH.com releases its latest Weekly Mortgage Rates Radar showing a modest decline in mortgage rates in the seven-day period ending May 10, as financial markets settle in to a quiet period with little economic data to consider. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).
  • Mortgage Rates Radar 05/03/2016: Mortgage rates mostly steady this week

    HSH.com releases its latest Weekly Mortgage Rates Radar showing almost no change but perhaps, the beginning of another decline in popular mortgage rates during the seven-day period ending May 3, as the financial markets turn their focus from the Federal Reserve to incoming data. The Weekly Mortgage Rates Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM).