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A History of Conforming (Fannie/Freddie) Loan Limits

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A History of "Conforming" (FNMA/FHLMC) Loan Limits

Every year, new loan limits are announced for mortgage loans which may be purchased by the Federal National Mortgage Association (FNMA, or Fannie Mae) and the Federal Home Loan Mortgage Corporation (FHLMC, or Freddie Mac). Fannie Mae and Freddie Mac are the two largest "secondary market" agencies -- corporations which purchase closed loans from mortgage lenders.

Click here for the current year and further explanation.

YearOne
Family ($)
Two
Family ($)
Three
Family ($)
Four
Family ($)
2018453,100580,150701,250871,450
2017424,100543,000656,350815,650
2016417,000533,850645,300801,950
2015417,000533,850645,300801,950
2014417,000533,850645,300801,950
2013417,000533,850645,300801,950
2012417,000533,850645,300801,950
2011417,000533,850645,300801,950
2010417,000533,850645,300801,950
2009417,000533,850645,300801,950
2008417,000533,850645,300801,950
2007417,000533,850645,300801,950
2006417,000533,850645,300801,950
2005359,650460,400556,500691,600
2004333,700427,150516,300641,650
2003322,700413,100499,300620,500
2002300,700384,900465,200578,150
2001275,000351,950425,400528,700
2000252,700323,400390,900485,800
1999240,000307,100371,200461,350
1998227,150290,650351,300436,600
1997214,600274,550331,850412,450
1996207,000264,750320,050397,800
1995203,150259,850314,100390,400
1994203,150259,850314,100390,400
1993203,150259,850314,100390,400
1992202,300258,800312,800388,800
1991191,250244,650295,650367,500
1990187,450239,750289,750360,150
1989187,600239,950290,000360,450
1988168,700215,800260,800324,150
1987153,100195,850326,650294,150
1986133,250170,450205,950256,000
1985115,300147,500178,200256,000
1984114,000145,800176,100218,900
1983108,300138,500167,200207,900
1982107,000136,800165,100205,300
198198,500126,000152,000189,000
198093,750120,000145,000180,000

Note: Maximum loan amounts are 50% higher in Alaska and Hawaii.

Source: FHFA, FNMA, FHLMC

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