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Home Buying and Mortgage Kit

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Spring is traditionally the busiest home-buying season of the year. And this year there are three big reasons why it’s a good time to buy:

  • Mortgage rates are still at or near historic lows
  • Real estate prices are the cheapest they’ve been in years
  • New housing legislation may increase mortgage costs when it becomes law.

If you’re a seller, you know what a tough market it is. But we have resources to help you get the “sold” sign on your front yard as quick as possible.

This home buying and selling kit will help you tackle today’s unique real estate market.

If you’re buying a home…

There’s no doubt that with mortgage rates and real estate prices this low, it’s a buyer’s market. Yet, don’t let cheap prices influence a buying decision you may not be ready for. This chapter will make homebuyers sure they are truly prepared for their purchase.

To learn more:

Buying a distressed property

To call the current real estate market “unique” may be an understatement. Homebuyers will be presented with myriad buying options – everything from “normal” sales to properties that have been repossessed by banks.  This chapter will prepare and educate homebuyers on what to expect when they encounter foreclosures, short sales and real-estate or bank-owned properties when shopping for their new homes.

To learn more:

If you’re selling your home…

Homeowners looking to sell their properties will face a lot of competition in the market, especially with all the distressed, discounted properties for sale. This chapter will inform sellers on how they can set themselves and their properties apart in this highly-competitive market.

To learn more:

Preparing your home for sale

One of the simplest and perhaps cheapest ways to prepare your home for a successful sale is to make sure you properly stage your home. Since your home’s first impression may be a buyer’s only impression, properly staging your home for sale will leave potential buyers with a positive, long-lasting impression.

Take a look at the following videos:


Tools for decision-making

Buying and selling a home comes down to one question: Do the numbers add up? HSH.com has a host of tools and resources that will help you answer that question. From our mortgage amortization calculator to our “How much house can I afford?” calculator, we have all the tools and information you’ll need to make the right home buying or selling decision.

Tools and resources:

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